"Stored liquidity" management refers to:

Question

BlackTom AI · Accepted Answer

The question asks about the concept of 'stored liquidity' management and presents four options to evaluate.
Option A states: 'Holding excess reserves at the Federal Reserve.' While holding reserves is a form of liquidity, stored liquidity typically emphasizes holding liquid, marketable assets rather than just reserves, so this option does not fully capture the idea of stored liquidity as commonly defined.
Option B states: 'Maintaining a portfolio of highly liquid, marketable securities like Treasury bonds.' This aligns with the standard concept of stored liquidity, which involves readily saleable assets that can quickly meet cash needs without significant loss of value.
Option C states: 'Borrowing funds in the federal funds market or from the Fed discount window when needed.' This describes liquidity access or funding strategies, not the stored liquidity of a pre-positioned liquid asset portfolio.
Option D: 'Both A and B.' Since A is not a perfect fit for stored liquidity on its own, combining A with B would be inaccurate when describing stored liquidity management.
In summary, the best match to the idea of stored liquidity is Option B, because it highlights pre-positioned, highly liquid, marketable assets used to meet short-term liquidity needs, whereas the other options depict related but distinct concepts (reserves as a funding source, external borrowing, or an incorrect combination).

"Stored liquidity" management refers to:单项选择题

类似问题

Stored liquidity management is a liability-side adjustment to the balance sheet to cover a deposit drain.

Purchased liquidity management is a liability-side adjustment to the balance sheet to cover a deposit drain.

A disadvantage of using purchased liquidity management to manage a FI's liquidity risk is

The challenge of liquidity management is to maintain enough liquidity to avoid a crisis but to sacrifice no more earnings than absolutely necessary.

Managing liabilities as a means of managing liquidity risk involves the trade-off between lower funding cost and higher risk of withdrawals.

Which of the following balance sheet entries is not a tool used in purchased liquidity management?

How can non-banks hold liquid assets

Which of the following observations is NOT true?[Fill in the blank]

更多留学生实用工具

智能学习助手

风格化写作助手

论文查重助手

文献引用助手

课堂转译助手

课堂笔记助手

Quiz搜索助手

学校历年真题

智能刷题助手

智能匹配练习

希望你的学习变得更简单