TB LAB Qu. 08-56 Based on Lab 8-2 Excel Classifying Loan Acceptance Using Lending Club Data... Based on Lab 8-2 Excel Classifying Loan Acceptance Using Lending Club Data and the regression results below predicting loan acceptance, how is longer employment length (Emp Length) associated with loan acceptance? SUMMARY OUTPUT                       Regression Statistics         Multiple R 0.3038         R Square 0.0923         Adjusted R Square 0.0923         Standard Error 0.2201         Observations 684122                     ANOVA             df SS MS F Significance F Regression 3 3,369.3982 1,123.1327 23179.20074 0.0000 Residual 684118 33,148.4818 0.0485     Total 684121 36,517.8800                     Coefficients Standard Error t Stat P-value Lower 95% Intercept 0.0756 0.0008 92.7265 0.0000 0.0740 loan_amnt (0.0000) 0.0000 (35.6350) 0.0000 (0.0000) Emp Length 0.0240 0.0001 247.1157 0.0000 0.0238 DTI Bucket (0.0228) 0.0003 (70.8158) 0.0000 (0.0234)单项选择题

A

The greater the length of employment, the greater the chance of loan acceptance

B

The lower the length of employment, the greater the chance of loan acceptance

C

The relationship between length of employment and loan acceptance cannot be determined.

D

The length of employment is not associated with loan acceptance

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