Karen Sarah is a Kadazandusun lady who has moved to the Klang Valley to seek for better job opportunities there. However, she faces problem in securing a job at the Ministry of Works even though she is highly qualified as a mechanical engineer with all necessary certificates and she has prior work experiences in the industry. When she asks the ministry officer of the reason that she did not get the job, she is shocked to hear that it is because she is a Christian woman from Sabah and they think that she cannot adapt to the working environment of the ministry because of that. The ministry has clearly violated the Malaysian Constitution since every Malaysian, including Karen Sarah, is entitled to [__________] that disallows any form of discrimination against any citizen on the ground only of religion, race, descent, place of birth, or gender.简答题

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Karen Sarah is a Kadazandusun lady who has moved to the Klang Valley to seek for better job opportunities there. However, she faces problem in securing a job at the Ministry of Works even though she is highly qualified as a mechanical engineer with all necessary certificates and she has prior work experiences in the industry. When she asks the ministry officer of the reason that she did not get the job, she is shocked to hear that it is because she is a Christian woman from Sabah and they think that she cannot adapt to the working environment of the ministry because of that. The ministry has clearly violated the Malaysian Constitution since every Malaysian, including Karen Sarah, is entitled to [__________] that disallows any form of discrimination against any citizen on the ground only of religion, race, descent, place of birth, or gender.

Karen Sarah is a Kadazandusun lady who has moved to the Klang Valley to seek for better job opportunities there. However, she faces problem in securing a job at the Ministry of Works even though she is highly qualified as a mechanical engineer with all necessary certificates and she has prior work experiences in the industry. When she asks the ministry officer of the reason that she did not get the job, she is shocked to hear that it is because she is a Christian woman from Sabah and they think that she cannot adapt to the working environment of the ministry because of that. The ministry has clearly violated the Malaysian Constitution since every Malaysian, including Karen Sarah, is entitled to [__________] that disallows any form of discrimination against any citizen on the ground only of religion, race, descent, place of birth, or gender.

For stock A, we have 𝛽 𝑖 = 0.70. Suppose the expected market risk premium next year is 9% and the risk-free rate is 3%. What is the expected return of this stock based on the CAPM? (Please answer in % and round to 2 decimal places. If the answer is 8.057%, then in the box, write 8.06)

Suppose a multifactor model has three factor risk premia: market = 6%, profitability = 3%, and investment = 2%. A stock has: 𝛽 𝑚 𝑎 𝑟 𝑘 𝑒 𝑡 = 1.1,                   𝛽 𝑝 𝑟 𝑜 𝑓 𝑖 𝑡 𝑎 𝑏 𝑖 𝑙 𝑖 𝑡 𝑦 = 0.5,                       𝛽 𝑖 𝑛 𝑣 𝑒 𝑠 𝑡 𝑚 𝑒 𝑛 𝑡  = -0.2, And the risk-free rate is 3%. What is the expected return? (Please answer in % and round to 2 decimal places. If the answer is 8.057%, then in the box, write 8.06)

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