Scenario: A development team is tasked with building a high-security payment gateway. To ensure the codebase is resilient and maintainable over the long term, the lead architect mandates pair programming for all critical modules.How does this practice primarily contribute to the resilience of the codebase in this scenario?Single choice

a. By ensuring that only senior developers are responsible for writing critical security logic while others observe.
b. By fostering a shared understanding of the system and reducing the team's reliance on any single individual's expertise.
c. By discouraging individual ownership so that no single developer feels accountable for the quality of the code.
d. By encouraging "code silos" where specific sections of the gateway are understood only by the pair that wrote them.
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